{"id":4670,"date":"2026-01-06T10:34:51","date_gmt":"2026-01-06T03:34:51","guid":{"rendered":"https:\/\/onberita.com\/?p=4670"},"modified":"2026-01-06T10:34:57","modified_gmt":"2026-01-06T03:34:57","slug":"industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk","status":"publish","type":"post","link":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/","title":{"rendered":"Industri Pinjol Berubah, Maucash Kembalikan Izin ke OJK"},"content":{"rendered":"\n

On Berita \u2013 Jakarta – <\/strong>PT Astra Welab Digital Arta (AWDA) atau yang dikenal publik dengan nama Maucash resmi mengembalikan izin operasional pinjaman online (pinjol) kepada Otoritas Jasa Keuangan (OJK).<\/p>\n\n\n\n

Langkah ini menandai perubahan arah bisnis Astra Group dalam mengelola layanan pembiayaan digital, khususnya di segmen pinjaman tanpa agunan.<\/p>\n\n\n\n

Keputusan tersebut cukup menarik perhatian publik, mengingat Maucash sempat menjadi salah satu pemain aktif di industri fintech lending nasional.<\/p>\n\n\n\n

Namun, manajemen menegaskan bahwa pengembalian izin bukanlah bentuk penarikan diri secara tiba-tiba, melainkan hasil dari evaluasi strategis yang telah dipersiapkan secara matang.<\/p>\n\n\n\n

Astra menilai bahwa dinamika industri pinjaman online yang semakin kompetitif, diiringi penguatan regulasi, menuntut perusahaan untuk melakukan penyesuaian agar bisnis dapat tumbuh secara lebih berkelanjutan.<\/p>\n\n\n\n

Proses Pengembalian Izin Sesuai Ketentuan Regulator<\/strong><\/p>\n\n\n\n

Direktur Marketing Maucash, Indra Suryawan, menjelaskan bahwa proses pengembalian izin operasional telah dilakukan sesuai dengan mekanisme dan arahan OJK.<\/p>\n\n\n\n

Seluruh tahapan dijalankan secara tertib, transparan, dan mengikuti tenggat waktu yang ditetapkan regulator.<\/p>\n\n\n\n

Sebagai bentuk keterbukaan informasi, Maucash juga telah menyampaikan pengumuman resmi melalui media massa.<\/p>\n\n\n\n

Langkah ini dilakukan untuk memastikan seluruh pemangku kepentingan, termasuk konsumen dan mitra bisnis, mendapatkan informasi yang jelas.<\/p>\n\n\n\n

Menurut Indra, keputusan tersebut merupakan hasil kajian menyeluruh terhadap model bisnis Maucash di tengah perubahan lanskap industri fintech.<\/p>\n\n\n\n

Evaluasi tersebut mencakup faktor regulasi, efisiensi operasional, hingga keselarasan strategi di dalam ekosistem Astra Group.<\/p>\n\n\n\n

Konsolidasi Strategi Pembiayaan Non-Kolateral Astra<\/strong><\/p>\n\n\n\n

Selama beroperasi, Maucash fokus pada produk pembiayaan tanpa jaminan atau unsecured loan.<\/p>\n\n\n\n

Namun, dalam perjalanan waktu, segmen pembiayaan serupa juga dikembangkan oleh beberapa entitas lain di bawah naungan Astra.<\/p>\n\n\n\n

Dari perspektif grup, kondisi tersebut dinilai berpotensi menimbulkan tumpang tindih layanan.<\/p>\n\n\n\n

Oleh karena itu, Astra memilih melakukan konsolidasi agar pengembangan pembiayaan non-kolateral dapat difokuskan pada satu entitas yang dianggap paling optimal untuk dikembangkan jangka panjang.<\/p>\n\n\n\n

Pendekatan ini bertujuan meningkatkan efisiensi, memperkuat daya saing, serta memastikan pengelolaan risiko berjalan lebih terukur.<\/p>\n\n\n\n

Astra menegaskan bahwa konsolidasi bukan berarti mengurangi layanan, melainkan mengintegrasikannya agar lebih efektif dan bernilai tambah.<\/p>\n\n\n\n

Jaminan Perlindungan bagi Nasabah<\/strong><\/p>\n\n\n\n

Isu yang tak kalah penting adalah dampak kebijakan ini terhadap nasabah Maucash.<\/p>\n\n\n\n

Menanggapi hal tersebut, manajemen memastikan bahwa konsumen tidak akan dirugikan akibat pengembalian izin operasional.<\/p>\n\n\n\n

Astra menegaskan, akses pembiayaan bagi nasabah tetap tersedia melalui produk dan layanan lain di dalam ekosistem grup.<\/p>\n\n\n\n

Dengan demikian, kebutuhan finansial konsumen tetap dapat terpenuhi, meski platform Maucash tidak lagi beroperasi sebagai penyelenggara pinjol.<\/p>\n\n\n\n

Komitmen ini sejalan dengan prinsip perlindungan konsumen yang menjadi perhatian utama OJK, sekaligus menjaga kepercayaan publik terhadap layanan keuangan digital.<\/p>\n\n\n\n

Kilas Balik Maucash dan Investasi Astra\u2013WeLab<\/strong><\/p>\n\n\n\n

Maucash didirikan pada 2018 sebagai hasil kolaborasi antara Astra Group dan perusahaan teknologi finansial asal Hong Kong, WeLab.<\/p>\n\n\n\n

Pada fase awal, Maucash memperoleh pendanaan sekitar US$21 juta atau setara Rp300 miliar untuk mengembangkan layanan pembiayaan berbasis aplikasi.<\/p>\n\n\n\n

Platform ini menyasar konsumen ritel dengan menawarkan pinjaman digital yang mudah diakses, sekaligus solusi pembiayaan berbasis teknologi bagi segmen korporasi.<\/p>\n\n\n\n

Kehadiran Maucash menjadi bagian dari strategi Astra dalam merespons perkembangan ekonomi digital dan inklusi keuangan.<\/p>\n\n\n\n

Namun, seiring perubahan pasar dan strategi internal, Astra memilih menyesuaikan portofolio bisnisnya agar lebih fokus dan relevan dengan kondisi industri terkini.<\/p>\n\n\n\n

Industri Pinjol Masuk Fase Penguatan Fundamental<\/strong><\/p>\n\n\n\n

Pengembalian izin Maucash juga mencerminkan dinamika industri pinjaman online secara lebih luas.<\/p>\n\n\n\n

Dalam beberapa tahun terakhir, OJK secara konsisten memperketat pengawasan terhadap perusahaan fintech lending, baik dari sisi tata kelola, manajemen risiko, hingga perlindungan konsumen.<\/p>\n\n\n\n

Fase ekspansi agresif yang sebelumnya mewarnai industri kini bergeser menuju penguatan fundamental dan keberlanjutan bisnis.<\/p>\n\n\n\n

Konsolidasi, efisiensi, serta kepatuhan terhadap regulasi menjadi kata kunci dalam fase baru ini.<\/p>\n\n\n\n

Dalam konteks tersebut, langkah Astra dinilai sebagai bentuk adaptasi terhadap arah kebijakan industri keuangan digital nasional.<\/p>\n\n\n\n

Arah Strategi Jangka Panjang Astra<\/strong><\/p>\n\n\n\n

Bagi Astra Group, pengembalian izin Maucash merupakan bagian dari strategi jangka panjang untuk menjaga kualitas portofolio bisnis.<\/p>\n\n\n\n

Dengan fokus pada lini usaha yang paling strategis, Astra berharap dapat menciptakan pertumbuhan yang lebih sehat dan berkelanjutan.<\/p>\n\n\n\n

Ke depan, perhatian publik akan tertuju pada bagaimana Astra mengembangkan layanan pembiayaan non-kolateral yang lebih terintegrasi, sekaligus memastikan prinsip kehati-hatian dan perlindungan konsumen tetap menjadi prioritas utama.<\/p>\n\n\n\n

\n

#OnBerita #Maucash #AstraGroup #Pinjol #FintechIndonesia #OJK #KeuanganDigital<\/p>\n\n\n\n

Penulis : Rizky Saptanugraha<\/p>\n\n\n\n

Editor : Ali Ramadhan<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Industri Pinjol Berubah, Maucash Kembalikan Izin ke OJK<\/p>\n","protected":false},"author":15,"featured_media":4671,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[2853,2854,2855,2852,2850,614,2851],"class_list":["post-4670","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-astra-group","tag-fintech-lending","tag-industri-pinjol","tag-keuangan-digital","tag-maucash","tag-ojk","tag-pinjaman-online"],"yoast_head":"\nIndustri Pinjol Berubah, Maucash Kembalikan Izin ke OJK - On Berita<\/title>\n<meta name=\"description\" content=\"PT Astra Welab Digital Arta (AWDA) atau yang dikenal publik dengan nama Maucash resmi mengembalikan izin operasional pinjaman online (pinjol) kepada Otoritas Jasa Keuangan (OJK).\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Industri Pinjol Berubah, Maucash Kembalikan Izin ke OJK - On Berita\" \/>\n<meta property=\"og:description\" content=\"PT Astra Welab Digital Arta (AWDA) atau yang dikenal publik dengan nama Maucash resmi mengembalikan izin operasional pinjaman online (pinjol) kepada Otoritas Jasa Keuangan (OJK).\" \/>\n<meta property=\"og:url\" content=\"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/\" \/>\n<meta property=\"og:site_name\" content=\"On Berita\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-06T03:34:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-06T03:34:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rizky Sapta Nugraha\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Ditulis oleh\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rizky Sapta Nugraha\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimasi waktu membaca\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 menit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/onberita.com\\\/index.php\\\/2026\\\/01\\\/06\\\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/onberita.com\\\/index.php\\\/2026\\\/01\\\/06\\\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\\\/\"},\"author\":{\"name\":\"Rizky Sapta Nugraha\",\"@id\":\"https:\\\/\\\/onberita.com\\\/#\\\/schema\\\/person\\\/f5c7d5d5b05e72b0dced1f69d15464e5\"},\"headline\":\"Industri Pinjol Berubah, Maucash Kembalikan Izin ke OJK\",\"datePublished\":\"2026-01-06T03:34:51+00:00\",\"dateModified\":\"2026-01-06T03:34:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/onberita.com\\\/index.php\\\/2026\\\/01\\\/06\\\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\\\/\"},\"wordCount\":671,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/onberita.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/onberita.com\\\/index.php\\\/2026\\\/01\\\/06\\\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/onberita.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash.jpg\",\"keywords\":[\"Astra Group\",\"Fintech Lending\",\"Industri Pinjol\",\"Keuangan Digital\",\"Maucash\",\"OJK\",\"Pinjaman Online\"],\"articleSection\":[\"Ekonomi\"],\"inLanguage\":\"id\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/onberita.com\\\/index.php\\\/2026\\\/01\\\/06\\\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/onberita.com\\\/index.php\\\/2026\\\/01\\\/06\\\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\\\/\",\"url\":\"https:\\\/\\\/onberita.com\\\/index.php\\\/2026\\\/01\\\/06\\\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\\\/\",\"name\":\"Industri Pinjol Berubah, Maucash Kembalikan Izin ke OJK - On Berita\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/onberita.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/onberita.com\\\/index.php\\\/2026\\\/01\\\/06\\\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/onberita.com\\\/index.php\\\/2026\\\/01\\\/06\\\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/onberita.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash.jpg\",\"datePublished\":\"2026-01-06T03:34:51+00:00\",\"dateModified\":\"2026-01-06T03:34:57+00:00\",\"description\":\"PT Astra Welab Digital Arta (AWDA) atau yang dikenal publik dengan nama Maucash resmi mengembalikan izin operasional pinjaman online (pinjol) kepada Otoritas Jasa Keuangan (OJK).\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/onberita.com\\\/index.php\\\/2026\\\/01\\\/06\\\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\\\/#breadcrumb\"},\"inLanguage\":\"id\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/onberita.com\\\/index.php\\\/2026\\\/01\\\/06\\\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/onberita.com\\\/index.php\\\/2026\\\/01\\\/06\\\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\\\/#primaryimage\",\"url\":\"https:\\\/\\\/onberita.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash.jpg\",\"contentUrl\":\"https:\\\/\\\/onberita.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash.jpg\",\"width\":1920,\"height\":1080,\"caption\":\"Industri Pinjol Berubah, Maucash Kembalikan Izin ke OJK. Sumber Foto @maucash\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/onberita.com\\\/index.php\\\/2026\\\/01\\\/06\\\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Beranda\",\"item\":\"https:\\\/\\\/onberita.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Industri Pinjol Berubah, Maucash Kembalikan Izin ke OJK\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/onberita.com\\\/#website\",\"url\":\"https:\\\/\\\/onberita.com\\\/\",\"name\":\"On Berita\",\"description\":\"Mengabarkan Kebenaran\",\"publisher\":{\"@id\":\"https:\\\/\\\/onberita.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/onberita.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"id\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/onberita.com\\\/#organization\",\"name\":\"On Berita\",\"url\":\"https:\\\/\\\/onberita.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/onberita.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/onberita.com\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Peta-Indonesia.png\",\"contentUrl\":\"https:\\\/\\\/onberita.com\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Peta-Indonesia.png\",\"width\":1411,\"height\":550,\"caption\":\"On Berita\"},\"image\":{\"@id\":\"https:\\\/\\\/onberita.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/onberita.com\\\/#\\\/schema\\\/person\\\/f5c7d5d5b05e72b0dced1f69d15464e5\",\"name\":\"Rizky Sapta Nugraha\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/cd1d81c6bb4a529e745b28e5da45d5b8f2c40274946692a00530847cf0f38f31?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/cd1d81c6bb4a529e745b28e5da45d5b8f2c40274946692a00530847cf0f38f31?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/cd1d81c6bb4a529e745b28e5da45d5b8f2c40274946692a00530847cf0f38f31?s=96&d=mm&r=g\",\"caption\":\"Rizky Sapta Nugraha\"},\"url\":\"https:\\\/\\\/onberita.com\\\/index.php\\\/author\\\/rizky-kubil\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Industri Pinjol Berubah, Maucash Kembalikan Izin ke OJK - On Berita","description":"PT Astra Welab Digital Arta (AWDA) atau yang dikenal publik dengan nama Maucash resmi mengembalikan izin operasional pinjaman online (pinjol) kepada Otoritas Jasa Keuangan (OJK).","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/","og_locale":"id_ID","og_type":"article","og_title":"Industri Pinjol Berubah, Maucash Kembalikan Izin ke OJK - On Berita","og_description":"PT Astra Welab Digital Arta (AWDA) atau yang dikenal publik dengan nama Maucash resmi mengembalikan izin operasional pinjaman online (pinjol) kepada Otoritas Jasa Keuangan (OJK).","og_url":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/","og_site_name":"On Berita","article_published_time":"2026-01-06T03:34:51+00:00","article_modified_time":"2026-01-06T03:34:57+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash.jpg","type":"image\/jpeg"}],"author":"Rizky Sapta Nugraha","twitter_card":"summary_large_image","twitter_misc":{"Ditulis oleh":"Rizky Sapta Nugraha","Estimasi waktu membaca":"4 menit"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/#article","isPartOf":{"@id":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/"},"author":{"name":"Rizky Sapta Nugraha","@id":"https:\/\/onberita.com\/#\/schema\/person\/f5c7d5d5b05e72b0dced1f69d15464e5"},"headline":"Industri Pinjol Berubah, Maucash Kembalikan Izin ke OJK","datePublished":"2026-01-06T03:34:51+00:00","dateModified":"2026-01-06T03:34:57+00:00","mainEntityOfPage":{"@id":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/"},"wordCount":671,"commentCount":0,"publisher":{"@id":"https:\/\/onberita.com\/#organization"},"image":{"@id":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/#primaryimage"},"thumbnailUrl":"https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash.jpg","keywords":["Astra Group","Fintech Lending","Industri Pinjol","Keuangan Digital","Maucash","OJK","Pinjaman Online"],"articleSection":["Ekonomi"],"inLanguage":"id","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/","url":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/","name":"Industri Pinjol Berubah, Maucash Kembalikan Izin ke OJK - On Berita","isPartOf":{"@id":"https:\/\/onberita.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/#primaryimage"},"image":{"@id":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/#primaryimage"},"thumbnailUrl":"https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash.jpg","datePublished":"2026-01-06T03:34:51+00:00","dateModified":"2026-01-06T03:34:57+00:00","description":"PT Astra Welab Digital Arta (AWDA) atau yang dikenal publik dengan nama Maucash resmi mengembalikan izin operasional pinjaman online (pinjol) kepada Otoritas Jasa Keuangan (OJK).","breadcrumb":{"@id":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/#breadcrumb"},"inLanguage":"id","potentialAction":[{"@type":"ReadAction","target":["https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/"]}]},{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/#primaryimage","url":"https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash.jpg","contentUrl":"https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash.jpg","width":1920,"height":1080,"caption":"Industri Pinjol Berubah, Maucash Kembalikan Izin ke OJK. Sumber Foto @maucash"},{"@type":"BreadcrumbList","@id":"https:\/\/onberita.com\/index.php\/2026\/01\/06\/industri-pinjol-berubah-maucash-kembalikan-izin-ke-ojk\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Beranda","item":"https:\/\/onberita.com\/"},{"@type":"ListItem","position":2,"name":"Industri Pinjol Berubah, Maucash Kembalikan Izin ke OJK"}]},{"@type":"WebSite","@id":"https:\/\/onberita.com\/#website","url":"https:\/\/onberita.com\/","name":"On Berita","description":"Mengabarkan Kebenaran","publisher":{"@id":"https:\/\/onberita.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/onberita.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"id"},{"@type":"Organization","@id":"https:\/\/onberita.com\/#organization","name":"On Berita","url":"https:\/\/onberita.com\/","logo":{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/onberita.com\/#\/schema\/logo\/image\/","url":"https:\/\/onberita.com\/wp-content\/uploads\/2025\/03\/Peta-Indonesia.png","contentUrl":"https:\/\/onberita.com\/wp-content\/uploads\/2025\/03\/Peta-Indonesia.png","width":1411,"height":550,"caption":"On Berita"},"image":{"@id":"https:\/\/onberita.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/onberita.com\/#\/schema\/person\/f5c7d5d5b05e72b0dced1f69d15464e5","name":"Rizky Sapta Nugraha","image":{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/secure.gravatar.com\/avatar\/cd1d81c6bb4a529e745b28e5da45d5b8f2c40274946692a00530847cf0f38f31?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cd1d81c6bb4a529e745b28e5da45d5b8f2c40274946692a00530847cf0f38f31?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cd1d81c6bb4a529e745b28e5da45d5b8f2c40274946692a00530847cf0f38f31?s=96&d=mm&r=g","caption":"Rizky Sapta Nugraha"},"url":"https:\/\/onberita.com\/index.php\/author\/rizky-kubil\/"}]}},"blog_post_layout_featured_media_urls":{"thumbnail":["https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash-150x150.jpg",150,150,true],"full":["https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash.jpg",1920,1080,false]},"categories_names":{"16":{"name":"Ekonomi","link":"https:\/\/onberita.com\/index.php\/category\/ekonomi\/"}},"tags_names":{"2853":{"name":"Astra Group","link":"https:\/\/onberita.com\/index.php\/tag\/astra-group\/"},"2854":{"name":"Fintech Lending","link":"https:\/\/onberita.com\/index.php\/tag\/fintech-lending\/"},"2855":{"name":"Industri Pinjol","link":"https:\/\/onberita.com\/index.php\/tag\/industri-pinjol\/"},"2852":{"name":"Keuangan Digital","link":"https:\/\/onberita.com\/index.php\/tag\/keuangan-digital\/"},"2850":{"name":"Maucash","link":"https:\/\/onberita.com\/index.php\/tag\/maucash\/"},"614":{"name":"OJK","link":"https:\/\/onberita.com\/index.php\/tag\/ojk\/"},"2851":{"name":"Pinjaman Online","link":"https:\/\/onberita.com\/index.php\/tag\/pinjaman-online\/"}},"comments_number":"0","wpmagazine_modules_lite_featured_media_urls":{"thumbnail":["https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash-150x150.jpg",150,150,true],"cvmm-medium":["https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash-300x300.jpg",300,300,true],"cvmm-medium-plus":["https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash-305x207.jpg",305,207,true],"cvmm-portrait":["https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash-400x600.jpg",400,600,true],"cvmm-medium-square":["https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash-600x600.jpg",600,600,true],"cvmm-large":["https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash-1024x1024.jpg",1024,1024,true],"cvmm-small":["https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash-130x95.jpg",130,95,true],"full":["https:\/\/onberita.com\/wp-content\/uploads\/2026\/01\/61-Industri-Pinjol-Berubah-Maucash-Kembalikan-Izin-ke-OJK-@maucash.jpg",1920,1080,false]},"_links":{"self":[{"href":"https:\/\/onberita.com\/index.php\/wp-json\/wp\/v2\/posts\/4670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/onberita.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/onberita.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/onberita.com\/index.php\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/onberita.com\/index.php\/wp-json\/wp\/v2\/comments?post=4670"}],"version-history":[{"count":1,"href":"https:\/\/onberita.com\/index.php\/wp-json\/wp\/v2\/posts\/4670\/revisions"}],"predecessor-version":[{"id":4672,"href":"https:\/\/onberita.com\/index.php\/wp-json\/wp\/v2\/posts\/4670\/revisions\/4672"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/onberita.com\/index.php\/wp-json\/wp\/v2\/media\/4671"}],"wp:attachment":[{"href":"https:\/\/onberita.com\/index.php\/wp-json\/wp\/v2\/media?parent=4670"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/onberita.com\/index.php\/wp-json\/wp\/v2\/categories?post=4670"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/onberita.com\/index.php\/wp-json\/wp\/v2\/tags?post=4670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}